Every account, card and invoice. One ledger.
Tessera connects your banks, issues your cards and sends your invoices — then reconciles all of it as it happens, so the month closes in a day, not a week.
Free to start · set up in ten minutes · no card required
Cash · all accounts
+4.2% this month$2,480,193.62
- Operating ••4821$1,204,118.40
- Payroll ••0913$640,075.22
- Reserve ••7730$636,000.00
•••• 2231
Maya Lin · $5,000 / mo
INV-1042 paid
Northwind Studio · matched
The product
One place for the money moving through your company.
Every account, one balance
Connect the banks you already use, or open accounts with us. Every transaction lands categorised and matched.
- Live balances across banks
- Rules that categorise for you
- Exports your accountant reads
Operating ••4821
$1,204,118.40
| Date | Description | Category | Amount |
|---|---|---|---|
| Jul 24 | Card processor payout | Revenue | +$18,420.00 |
| Jul 24 | Design tool seats | Software | −$540.00 |
| Jul 23 | Payroll, July 16–31 | Payroll | −$48,210.55 |
| Jul 23 | Northwind Studio | Invoice paid | +$12,400.00 |
| Jul 22 | Cloud hosting | Infrastructure | −$3,182.47 |
Built in
The controls a finance team would set up, already set up.
- OH
Omar requests
Design tool seats$540.00
DeclineApproveApprovals
Spend over a threshold asks the right person first, from wherever they are.
- Matched
Umber Coffee
2 × flat white9.00
Pastry4.50
Total13.50
Receipts that find their spend
Snap it, forward it or let the email arrive — it's matched to the right transaction.
Runway26 months
A forecast you can read
Runway from what's actually in the bank and what's actually on the way.
- Tessera Inc. US$1,860,000.00Tessera Ltd UK$420,193.62Tessera GmbH DE$200,000.00
More than one company
Run each entity on its own books and see them together in one balance.
- OwnerEverything
- BookkeeperBooks, read-only bank
- EmployeeTheir own card
Permissions by role
Give your bookkeeper the books, your team their cards, and nobody the keys by accident.
- AccountingPayrollHRCRMSpreadsheetsWebhooks
Plays well with your stack
Sync to your accounting system, your payroll and the spreadsheet you won't give up.
“We closed June on the second of July. It used to take us until the twentieth — and three people who had better things to do.”
Pricing
Free to start. Priced by what you use, not who you hire.
Starter
For a company of a few, getting organised.
$0$0forever
- Business account
- Up to 5 cards
- Invoices and reminders
- Bank feeds and rules
Growth
Most teamsFor a team with a real month end.
$49$39per month
- Everything in Starter
- Unlimited cards and policies
- Approvals and receipts
- Month-end close
- Accounting sync
Scale
For several entities and an audit.
CustomCustom
- Everything in Growth
- Multiple entities
- Custom roles
- Dedicated support
FAQ
The questions finance people ask first.
Can I keep my current bank?
Yes. Connect the accounts you already have and Tessera reads them; open accounts with us only if you want to.
How long does setup take?
About ten minutes to connect accounts and issue a first card. Rules and approvals can wait until you need them.
Does it replace my accountant?
No — it gives them clean, matched books to work from, and an export in the format they already use.
What happens at month end?
Most of the close is already done. You get a short checklist of what's left, and one click to post it to your ledger.
Can I cancel any time?
Yes. Monthly plans stop at the end of the month; annual plans at the end of the year. Your data exports either way.
Close next month in a day.
Open an account in ten minutes. Bring your banks, your team and your invoices — Tessera does the matching.